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Auto Loans in Taos (NM)

We arrange auto financing in Taos, NM, for consumers with just about any credit rating, from good to bad.

And we can state that we do more than anybody to get you behind the wheel of the car you really want.

Auto Loans with Bad Credit: Taos (NM)

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Getting a car or truck when you have bad credit has never been so simple.

If you’ve got unfavorable credit ratings, Auto Loan New Mexico works with companies who approve auto loans for people with bad credit in Taos, NM all the time. Just click here to submit your secure application.

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Many loan creditors require individuals who have bad credit to have a salary of $1500 each month, minimum, as well as no greater than $750 a month in debt payments, which includes your new bad credit car loan.

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Contrary to popular belief, most car dealerships and loan companies try to prevent clients from paying too much money when financing a vehicle in Taos. This is because spending too much money worsens your potential for missing payments.

Auto loans make any car or truck seem cheaper, given that they split up the price over a period of 24 to 72 months. Try not to be enticed by this, as it can lead to spending too much money. Roughly 10% of a person’s monthly income should be dedicated to their finance package. Taos’s car shoppers earn around $25,954 per annum. Here’s a quick analysis of the typical consumer’s Taos auto loan budget:

Income Annually

Income Monthly


Vehicle Price

  • $25,954

  • $2,163

  • $216

  • $9,085

What about down payments? If you have set aside money for a down payment, congratulations. There are no money down auto loans in Taos, NM, but money down is always worthwhile. In most cases, down payments are 10 to 20%. For a $9,085 vehicle, this is $908 to $1,817.

Used Car Deals: Taos (NM)

New cars and trucks can be fun, but they lose value the instant you buy one, and that places you at risk of being upside down.

Plenty of pre-owned cars and trucks are being sold by private sellers. However, many car lots we work with are promoting awesome used car deals in Taos, NM. Plus, the majority of these come with extended warranties – something you’ll never get from a private seller.

To browse used vehicles in the area, click here: used cars in NM.

Tote The Note Financing: Taos (NM)

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For many people in Taos, New Mexico, buy here pay here car dealerships are the last resort for getting an auto loan.

These car lots are often called: Tote the Note, Your Job is Your Credit, or in house financing car lots in Taos, New Mexico.

If you have bad credit, tracking down a BHPH car dealership in Taos, NM might seem like the best choice.

Unfortunately, there are a few major disadvantages, which include substantial interest rates, larger down payments, more risk of predatory lending tactics, and modest vehicle selection.

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Taos Dealerships and Auto Lenders

  • Cottam Walker Ford Lincoln Mercury, 134 Camino De La Merded 87571
  • Cottam-Walker Ford Lincoln Mercury, 1320 Paseo Del Pueblo Sur 87571
  • Friday Motors Inc, 1040 Paseo Del Pueblo Sur 87571
  • Plymouth Sales & Service, 237 Paseo Del Pueblo Sur 87571
  • Scheid Motor Company, 237 Paseo Del Pueblo Sur 87571
  • Taos Chrysler Dodge Jeep, 237 Paseo Del Pueblo Sur 87571
  • Walker Trailer Sales, 1320 Paseo Del Pueblo Sur 87571